My husband was discharged from bankruptcy several years ago. He had just finished his studies at the time, so his student loans weren't discharged. Eight years later, we're still without income (we're on welfare), so we've never repaid our student loans. He owes $26,000 and I owe $16,000. We have no other debts. Can my husband have this debt discharged? And for me to have it discharged, do I have to go through bankruptcy? It's been 10 years since I finished my studies.