My wife and I are in undischarged bankruptcy. For the past few months, we haven't been able to make the monthly payments required by our trustee due to personal circumstances. We were supposed to be discharged next year, but I imagine we won't be because of this payment default. If we haven't finished making our payments by the scheduled discharge date, what recourse does the trustee have? Is the worst that could happen that our discharge is delayed until our payments are complete, or can they resort to other means such as wage garnishment or asset seizure? Since we stopped making payments, we haven't contacted our trustee. What advice do you have for us?
Contact your trustee immediately. They are a professional in financial difficulties and will be able to find a suitable solution given your challenging situation.
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