My wife and I have both filed for bankruptcy and will be discharged in a few months. Our payments were calculated at $550 per month, but we haven't made any payments to the trustee for some time. We try to pay what we owe each month but can't manage it because of the house and the two cars we're still paying off. According to our trustee, the car payments can't be included in our eligible expenses. Can we change trustees? What are the consequences if we continue not to make our payments? My wife is pregnant: from what point is the new baby considered a family member, from the beginning of the pregnancy or from the day of birth?
Your building manager is correct regarding the car payments.
The new child will be counted from their birth date. Try to reach an agreement with your building manager; that's the best solution.
The new child will be counted from their birth date. Try to reach an agreement with your building manager; that's the best solution.
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