I'm in a very worrying situation. A few years ago, I had to stop working due to serious health complications. Even now, I have a glimmer of hope that I might eventually be able to return to work, something no one believes is possible because of my condition. Since I stopped working, I've had to rely on government assistance (social health assistance) because I didn't have insurance. Since then, I've been trying to survive on my credit cards as best I can. My ex-partner and my son helped me pay them off. However, I no longer have a partner, and my son can no longer help me. Can I file for bankruptcy? This worries me greatly because I've read that if you use your credit cards knowing you can't repay them, bankruptcy can be denied. I certainly didn't use my cards thinking I wouldn't be able to repay them; far from it. My hope of returning to work remains, even though it's currently impossible given my condition. What do you suggest, please?