I sold my house last year and used the money to extend my father's house, as I now live with him. The house is solely in my father's name. If I were to become personally bankrupt, could the fact that I gave him a large sum of money for the extension cause problems for my father? If so, what could happen?

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• 1) I am a person with a disability and I was able to buy my house through the Home Buyers' Plan (HBP), not because it was my first home, but rather because I needed to move to a place (a bungalow) adapted to my functional limitations. If I were to declare bankruptcy, could my house be seized? 2) My partner moved in with me last April after selling his house. We are currently finalizing the mortgage and the notary paperwork so that he can become a co-owner with me. He has already invested nearly $15,000 in the house. Would the house still be subject to seizure if I were the only one to declare bankruptcy?
• A few years ago, I transferred ownership of the house to my wife. She's going to sell it, but I'm considering bankruptcy: credit card debt, taxes, etc. Could there be a problem?
• Can my landlord call my trustee and get information and details about my bankruptcy?
• Could I legally transfer my undivided half-share to my wife by notarial deed without it being considered fraud by the building manager? I'm trying to find a solution to my excessive debt problem.
• Could you explain to me about property equity in the event of bankruptcy? We have a $132,000 mortgage and $35,000 in credit card debt. The mortgage payments are up to date, but I'm at the point where I'm making those payments on credit. This can't go on much longer, can it? What happens if the house has no equity at the time of bankruptcy? It was built almost 50 years ago and has been poorly maintained.