I've been separated for a year; my ex-husband declared bankruptcy. I received a call from Visa informing me that I must pay $4,448 or my credit score will be affected. I haven't made any purchases with this card in the last five years. I'm the joint signer; my ex-husband was the primary cardholder. Am I responsible for the full amount, or does his bankruptcy cover at least 50%?
It seems you and your ex-spouse are jointly responsible for the card. Request a copy of the agreement you signed at the time from Visa. It will clearly outline your obligations.
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