My wife owes almost $17,000 to Revenu Québec, who have frozen her account and are insisting she pay the entire amount in one year (over $1,400/month), even though they are offering the maximum possible for her, which is $400 per month. Her net annual business (registered) income is $15,000. If she goes bankrupt, can Revenu Québec freeze my account as well or take the money from me? They seem to be calculating her repayment capacity based on family income, but I have a lot of debt and can't help her much with the payments.
Normally, Revenu Québec cannot seize funds from your account if you have no connection to your wife's debts and it is not a joint account.
To stop these proceedings, your wife would be well advised to consult a trustee without delay.
To stop these proceedings, your wife would be well advised to consult a trustee without delay.
Questions reliées
- 1. Can I file a consumer proposal or a joint bankruptcy (I'm getting different answers depending on the trustee I consult)? 2. Does personal bankruptcy or a proposal affect someone who is a member of a professional order? 3. I would like to know if I can be released from my student line of credit by filing for bankruptcy or a proposal, even if I have a co-signer for this loan. 4. Regarding personal belongings, I saw that there is a form to fill out to declare all our possessions, such as cameras, computers, and sports equipment, so that we can keep them while paying compensation to the trustee. I would like to know how this works and what the compensation is like (very expensive?).
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