I got a credit card 5 or 6 years ago. I always made my payments, but I'm now on welfare and have a small job, 6 hours a week. So I have an income of $700 a month. I haven't used my card for 4 years, but now I can't pay it because they're asking for $400 a month to keep my account up to date. I owe $3,000. This debt started at $2,500, but the interest keeps piling up. I'm paying into the void, and it just keeps increasing.
Meet with a trustee without delay.
Even if you don't have many debts, your income may not be sufficient to pay them off.
Even if you don't have many debts, your income may not be sufficient to pay them off.
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