My spouse and I recently met with a bankruptcy trustee. We wanted to file for joint bankruptcy, but since only a portion of our debts are shared ($3,000 out of $20,000), we each have to file separately. The trustee advised us to file our tax returns before proceeding, since we'll be withdrawing money. However, I was wondering if it's possible for me to apply for an additional credit card for my spouse on my credit card account, and vice versa? This way, our combined debts would exceed $10,000, and we would only need to file for one bankruptcy instead of two separate ones. Is this possible?
Requesting an additional card when considering bankruptcy is not appropriate.
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