Rémi has a steady job but Johanne lost hers.
Their situation A few years ago, Rémi and Johanne purchased a house at a time when both of them had steady and well paid jobs. They have two cars, one is leased and the second one is paid for but has a low resale value. Other than their residence with a mortgage balance that corresponds to […]
Pierrette frees itself from credit card debt
Situation Pierrette is a widow, her husband passed away 5 years ago, she has 5 grandchildren. Her source of income includes ; Survivors’ Benefits, Retirement Pension Plan as well as Old Age Security Pension. She lives in a small apartment and doesn’t own a car. Pierrette loves to take care of her children and grandchildren. […]
Marc’s consumer proposal
Situation Marc works as a representative. His base salary is not very high, but adding his commissions he earns more than 50,000 $ per year. Marc is a happy going person. He is always ready for a night out or a trip south and only wears the latest fashion. He spends according to his commissions, […]
Pierre and Hélène have a serious financial problem.
Their situation Pierre and Hélène, a couple in their forties, have steady jobs. They have three young teenagers. The couple recently remortgaged their house with a 150,000 $ loan. The mortgage almost represents the actual market value of the house making it impossible to get more from the mortgage broker. Remortgaging did not solve all […]